Australian Wins Mega-Millions $1.3M Prize in Lotto-Land Draw

It was officially American Independence Day, but for one Australian, the fourth of July will be forever celebrated as the day she declared financial independence!

The 56-year-old Melbournian collected a whopping $1,315,650.04 for successfully matching five from five main numbers betting on the monster American MegaMillions Lottery.

The Victorian’s win becomes the single biggest prize claimed by a Lottoland member since the company launched in Australia last year.

Learn more about Lottoland’s lucky winner below plus how you can grab your slice of the jaw-dropping MegaMillions Jackpot.

How a Melbourne Mum Won Mega-Large on MegaMillions

“I’m numb. It’s happening? It’s happening to me?”

This was the first reaction of our lucky winner after being informed she had just won a jaw-dropping $1.31 million thanks to her bet on the Mega Millions lottery.

The grandmother to eleven signed up to Lottoland in January of this year and has been betting across the full range of Australian and International lotteries since. While she had collected a number of smaller wins, nothing could have prepared her for the life-changing sum that was about to come her way.

The lucky Lottoland member’s MegaMillions bet successfully matched 5 from 5 main numbers – 16, 39, 47, 53, 71. Her “completely random” set of numbers were enough to earn her the massive Division 2 prize – a staggering $1,315,650.04.

“I received a phone call from Lottoland and I was ecstatic,” said the new millionaire.

She immediately informed her husband of the exciting news and started making plans for her newfound freedom.

“I’m going to visit my family in Romania – I haven’t been there in 20 years – and maybe I’ll buy a house,” she added.

A big congratulations to our winner from everyone at Lottoland!

Winner Uses Subscription Feature to Win

Our Melbourne mum noted she has the Lottoland Subscription feature to thank for her win.

Subscription allows you the opportunity to register your chosen numbers for a set number of draws on your chosen lottery. For example, if you wanted to bet with the same numbers on MegaMillions for 6 weeks, you can set this up with a Subscription and Lottoland will take care of the rest for you.

Subscription allows you to rest easy knowing that you will never miss a bet on your favourite draw, just like our lucky Victorian above! You can amend your subscription as you go and opt out at any time. Find out more about subscriptions.

Download the App and Get Winning

Thanks to Lottoland, Australians now have the opportunity to win the gigantic jackpots that are offered in overseas lotteries. Why win a million when you can win a billion, right?

Whether it’s US Power, EuroMillions or MegaMillions, you now have the opportunity to win a jaw-dropping amount of cash.

The Lottoland App allows you to bet on local and overseas lotteries and is available for both iPhone and Android smartphones. Get it from the App store today, and start winning millions on your mobile tomorrow!

How Can I Win MegaMillions?

Despite the $1.3m MegaMillions win being more than what Australians can collect winning the jackpot on the local Monday/Wednesday lotto, it was actually only the Division 2 prize! The MegaMillions Division 1 Jackpot wasn’t won and climbs to a mind-boggling US $186 million* (approx. $245 million*) this Saturday.

To win the MegaMillions Jackpot, you need to pick 5 numbers from a range of 1-75 and one MegaBall from a range of 1-15. Match all five main numbers and the MegaBall and you will be rolling in a ridiculous amount of cash!

Our lucky Melbournian was actually just one ball away from winning the MegaBall Jackpot and being instantly catapulted into an Australian rich list. Her chosen MegaBall was the number 2, but had she selected the number 15, the MegaMillions jackpot was hers! Still, who can argue with a $1,315,650.04

GO HERE TO LOTTOLAND DIRECT <<<<<<<<

Henry Sapiecha

‘If you don’t use cash, this won’t work’: Blogger amasses $50,000 with $5 savings hint

EVERY time you pay for something at the store and get change, save your $5 notes.

Put it away somewhere. Don’t spend it. At the end of each month, deposit your hoarded fives into a separate bank account.

Journalism professor Marie C. Franklin, who champions the idea on her blog “Save Money Fast With Fives”, has saved nearly $50,000 ($US40,000) by following this rule for the past 13 years.

Franklin said she first came up with the idea while putting two daughters through college and struggling to balance the family budget. “I made a decision that forever changed my relationship to money,” she wrote.

“Every time someone handed me a five-dollar bill I hid it away. I refused to spend it under any circumstance and started accumulating those fives, first in a separate compartment of my wallet, and then, as the pile grew, in an envelope.

“As the $5s started adding up, I put them in a separate bank account. Within weeks, I had a nice little stash, more than $200. Then $350. Then $500. By the end of the first year, I had saved almost $2000.”

She points out that $5 every day for a year works out to $1825 — two $5s and you’re looking at $3650. “Save five bucks a day until you turn 75 years old, assuming you’re 25 years old today, and that five dollar account, without adding in any compounded interest if you kept the money in a piggy bank, would be worth $91,250,” she writes.

And yes, obviously it means you need to start paying for things in cash. For millennials used to a cashless existence, that means shaking things up.

“You may love the idea of saving your nest egg with $5 bills but unless you use cash on a regular basis for everyday purchases like groceries, food or coffee to go, even gas and other issues of commuting and transportation, it will be impossible to save a significant amount this way,” she writes.

“Only cash will do the trick. End of story. Go to the ATM. Take out enough cash to cover the basic expenses you expect to face in the next seven days. Pay for as many things as you can in cash.

“Consume as you need, rather than simply buying out of habit. See how many $5s you get back in a week. If you like the number, repeat it into week two, then a third. At the end of the month, add it up.”

If you want to speed things up, she recommends a number of tricks to maximise your $5s, including paying for purchases less than $5 with a $10 or $20, or asking for two $5s instead of a $10 when getting change.

Others have found success with the $5 trick. Writing on Reddit, one user said they saved $2285 in five years, while another said they saved $1500 in six months.

“Working at a pizza shop and collecting tips I knew it’d be perfect,” wrote another. “From May to August of this year, I tried to bring home as many fives as I could. [In] mid-August, I cashed in all my fives and had over $525! Very easy way for anyone to start saving money.”

Henry Sapiecha

‘Lotto hot spot’: FRASER COAST $30M jackpot is another win for Qld town a la LOTTO-LAND

UPDATE, 4PM: Hervey Bay has cemented its place as one of hot-spots for big lotto wins.

Golden Casket narrowed the state-wide search for Queensland’s $30 million winner to Hervey Bay late this afternoon, sparking even more interest in the win.

The entry was the only division one-winning entry in Oz Lotto draw 1229 on Tuesday, September 5, but the entry was unregistered.

Wife didn’t believe husband when he said they’d won $1.6 million

The $30 million win is the second division one win to land in the Fraser Coast region during the past five days.

On the weekend, a retired Hervey Bay woman won $1.6 million in the Saturday Gold Lotto $20 Million Superdraw.

UPDATE, 11AM: Golden Casket narrowed the state-wide search for Queensland’s mystery millionaire to the Fraser Coast.

The entry was the only division one-winning entry in Oz Lotto draw 1229 on Tuesday, September 5, but the entry was unregistered.

Wife didn’t believe husband when he said they’d won $1.6 million

The $30 million win is the second division one win to land in the Fraser Coast region during the past five days.

On the weekend, a retired Hervey Bay woman won $1.6 million in the Saturday Gold Lotto $20 Million Superdraw.

The Fraser Coast region also holds the record for having sold Australia’s single biggest individual lottery win. In January, 2016, Hervey Bay grandparents won the $70 million division one Powerball jackpot prize.

BIG LOTTO WINS: Are we the lucky region?

The couple won the entire jackpot prize.

EARLIER: A MYSTERY Queenslander won Oz Lotto’s entire $30 million jackpot but may not know they are now a multi-millionaire.

The entry was the only division one-winning entry in Oz Lotto draw 1229 on Tuesday, September 5, but the entry was unregistered.

Wife didn’t believe husband when he said they’d won $1.6 million

Golden Casket has urged all Queenslanders to check their tickets.

“It’s hard to believe, but someone out there woke up this morning a multi-millionaire – but they may not know it yet!” Golden Casket spokesperson Matt Hart said.

“We can’t wait to confirm this whopping prize with our mystery winner! Just imagine how $30 million could change your life and the lives of your nearest and dearest.

“There are 30 million reasons why all Queensland players who had an entry in last night’s draw should check their ticket this morning.

“If you discover you’re holding the division one winning Oz Lotto entry, hold on tight to that ticket and phone 131 868 as soon as possible so that we can start the prize claim process.”

The winning numbers were 16, 45, 4, 35, 8, 28 and 27. The supplementary numbers were 22 and 34.

Henry Sapiecha

Mystery Queenslander wins the complete $40M Oz Lotto jackpot!

UPDATE @ 11.15am: The hunt is on for the winner of last night’s entire $40 million Oz Lotto jackpot prize, with Golden Casket narrowing the search to the tropical Far North Queensland city of Cairns.

Earlier this morning Golden Casket revealed a Queensland entry had won the humungous Oz Lotto prize but with still no sign of the mystery winner, the selling city has now been revealed.

The entry, purchased at a Cairns Golden Casket outlet, was not registered to a Winners Circle Card so the identity of the new multi-millionaire remains a mystery.

Golden Casket is urging all Cairns residents and visitors who purchased a ticket in last night’s Oz Lotto draw to check their tickets.

EARLIER @ 8.30am: One Queenslander won the entire $40 million Oz Lotto jackpot last night, however the identity of the new multi-millionaire remains a mystery as the entry was unregistered.

The Queensland entry was the only division one winner, in what was the third highest Australian lottery jackpot of the year.

Queenslanders who purchased a ticket in the draw are being urged to check their tickets immediately.

Golden Casket spokesperson Matt Hart said he was eagerly waiting for Australia’s newest multi-millionaire to make contact and start the prize claim process.

“With $40 million up for grabs, last night’s Oz Lotto draw was one of the most hotly anticipated draws of the year and one Queensland player won it all!” he said.

“We can’t wait to confirm the humongous prize with our mystery winner! Just imagine how $40 million might change your life and the lives of your nearest and dearest.

“There are 40 million reasons why all Queensland players who had an entry in last night’s draw should check their ticket this morning.

“If you discover you’re holding the division one winning entry, hold on tight to that ticket and phone 131 868 as soon as possible so that we can start the prize claim process!”

We are on the hunt for x1 $40 Million unregistered QLD

Henry Sapiecha

MYSTERY WINNER OF $1.6M LOTTERY WIN IN HERVEY BAY QUEENSLAND AUSTRALIA

ARE you the lucky winner of $1.6 million?

Torquay IGA & News has shared the exciting news that it has sold a winning division one lotto ticket.

The draw was for Saturday night and the lucky winner has $1.6 million waiting to be claimed.

“If you got a ticket from us last night, come on in and get your ticket checked, you may just be holding that winning ticket!” the post reads.

The winning lotto numbers on Saturday night were 21, 22, 23, 16, 17, 44 with bonus numbers 30 and 2.

Henry Sapiecha

Crystal Car Wash boss Anthony Sahade in a lather over council fine

Crystal Carwash boss Anthony Sahade is used to courtroom soap operas.

Mr Sahade, a Point Piper millionaire who has been in and out of Sydney courts for years over neighbourhood disputes on Australia’s wealthiest street, has most recently been in a lather about a fine from Randwick Council..He was expanding his wash facilites to cater for dogs

The council found an unauthorised dog washing set-up, including a basin and a fence, had been installed at a Crystal Car Wash site in Coogee in March 2015, and ordered its removal.

Mr Sahade then sought and was granted council approval for the dog grooming facility, and refused to pay a $1500 fine for the initial unapproved installation.

The matter went to court and his company Lenjade was convicted and fined $12,000, with $8000 legal costs.

Mr Sahade appealed the decision and last week the Land and Environment Court acquitted Lenjade, ruling there was not enough evidence to prove Mr Sahade directly authorised the development.

During the hearings, Mr Sahade likened managing franchisees to fatherhood.

“I tell my son, ‘You have to be home by 10 o’clock’ but he comes home at 11 o’clock and he uses his discretion and he’s sensible then it’s not a punishable sin. It’s no different to the franchisee having a go at putting a dog wash in to enhance his business,” Mr Sahade said.

“Even though it’s prohibited within the lease it’s not something that’s worth punishing him [for] because he’s doing what’s best for his business and what’s best for his business ultimately profits the whole Crystal Carwash chain.”

It is the latest in a string of legal proceedings involving Mr Sahade.

In 2014, the NSW Civil and Administrative Tribunal ordered Mr Sahade and his son Victor not to “threaten or act in an aggressive manner” towards their neighbours on a battleaxe block on Wolseley Road.

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Senior member Richard Buckley said that, since May 2005, Mr Sahade’s conduct had been “characterised by a lack of civility, arrogance, threatening behaviour, a disdain for the rights of other lot owners and a disregard for the obligations imposed” by strata laws.

The same year, the Federal Court fined Crystal Carwash for underpaying workers by almost $180,000.

In 2012, Woollahra Council took Mr Sahade to court over a staircase at his mansion, which was built without permission.

Two months later, as Mr Sahade and a carpenter demolished the steps, a physical fight broke out with a neighbour.

CCTV footage of the fight captured Mr Sahade telling the neighbour: “You’re a goner”, various courts heard.

A magistrate dismissed assault charges against the car wash boss.

Henry Sapiecha

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The Money You handle that’s in Circulation is infested with bacteria

The list of things found on our bank notes includes DNA from our animal friends, drug traces, and bacteria & viruses that cause disease.

We live in a dirty world. Wherever we go, we are among microbes. Bacteria, fungi and viruses live on our phones, bus seats, door handles and park benches. We pass these tiny organisms to each other when we share a handshake or a seat on the plane.

Now, researchers are finding we also share our microbes through our money. From tip jars to vending machines to the meter maid – each dollar, passed person to person, samples a bit of the environment it comes from, and passes those bits to the next person, the next place it goes.

The list of things found on our dollars includes DNA from our pets, traces of drugs, and bacteria and viruses that cause disease.

The findings demonstrate how money can silently record human activities, leaving behind so-called “molecular echoes.”

www.newcures.info

What’s on a banknote?

In April, a new study identified over a hundred different strains of bacteria on dollar bills circulating in New York City. Some of the most common bugs on our bills included Propionibacterium acnes, a bacteria known to cause acne, and Streptococcus oralis, a common bacteria found in our mouths.

The research team, led by biologist Jane Carlton at New York University, also discovered traces of DNA from domestic animals and from specific bacteria that are associated only with certain foods.

A similar study recovered traces of DNA on ATM keypads, reflecting the foods people ate in different neighborhoods. People in central Harlem ate more domestic chicken than those in Flushing and Chinatown, who ate more species of bony fish and mollusks. The foods people ate transferred from fingers to touchscreens, where scientists could recover a bit of their most recent meals.

We don’t leave only food behind. Traces of cocaine can be found on almost 80 percent of dollar bills. Other drugs, including morphine, heroin, methamphetamine and amphetamine, can also be found on bills, though less commonly than cocaine.

Identifying foods people eat or the drugs people use based on interactions with money might not seem all that useful, but scientists are also using these types of data to understand patterns of disease. Most of the microbes the researchers in New York identified do not cause disease. But other studies have suggested that disease-causing strains of bacteria or virus could be passed along with our currency.

Bacteria that cause food-borne illness – including Salmonella and a pathogenic strain of E.coli – have been shown to survive on pennies, nickels and dimes and can hide out on ATM machines. Other bacteria, such as methicillin-resistant Staphylococcus aureus (MRSA) which causes skin infections, are found on bank notes in the U.S. and Canada, but the extent to which they could spread infections is unknown.

Try as we may to avoid exposure to germs, they travel with us and on us. Even if disease-causing microbes can survive in places like ATMs, the good news is that most exposures don’t make us sick.

www.newcures.info

Money laundering

Disease transmission linked to money is rare, and no major disease outbreaks have started from our ATMs. Although it doesn’t seem common for diseases to transmit through money, there are ways we could make our money cleaner.

Researchers are working on ways to clean money between transactions. Putting older bills through a machine that exposes them to carbon dioxide at a specific temperature and pressure can strip dollar bills of oils and dirt left behind by human fingers, while the heat kills microbes that would otherwise linger.

U.S. money is still made from a blend of cotton and linen, which has been shown to have higher bacterial growth than plastic polymers. Several countries are transitioning from money made of natural fibers to plastic, which may be less friendly to bacteria. Canada has had plastic money since 2013, and the U.K. transitioned to a plastic-based bank note last year.

Even if our money is not directly responsible for spreading disease, we can still use the dollar’s travel history to track how we spread disease in other ways. The website WheresGeorge.com, created in 1998, lets users track dollar bills by recording their serial numbers. In the almost 20 years since the site’s creation, WheresGeorge has tracked the geographic locations of bills totaling over a billion dollars.

Now, physicists at the Max Planck Institute and University of California, Santa Barbara are using data from the WheresGeorge site to track epidemics. Information on human movement and contact rates from WheresGeorge was even used to predict the spread of the 2009 swine flu.

www.newcures.info

Although we don’t know the extent to which money allows diseases to spread, mom’s advice is probably best when handling cash: Wash your hands and don’t stick it in your mouth.

Henry Sapiecha

Billionaire Mike Cannon-Brookes confesses to having impostor syndrome

The man in the baseball cap and hoodie may be Australia’s 17th richest individual but is scared of being found out as an impostor.

As a keynote speaker at TEDxSydney, Mike Cannon-Brookes  confessed he suffered from impostor syndrome and most days felt like he did not know what he was doing.

“Have you ever felt out of your depth, like a fraud, and just kind of guessed-slash-bullshitted your way through the situation, petrified that at any time someone was going to call you on it?” he said on Friday.

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“It’s not a fear of failure. It’s not a fear of being unable to do it. It’s more a sensation of  getting away with something, a fear of being discovered, that at any time someone is going to figure it out.

“And if they did figure it out, you’d say to yourself, ‘well, that’s fair enough actually’.”

Mr Cannon-Brookes said when he and his partner, Scott Farquhar started their IT company their main aim was not to wear a suit to work but success brought complications.

Hiring their first HR manager, he did not know what questions to ask and later, attending board meetings in a T-shirt, he found himself  “surrounded by suits, acronyms flying around and feeling like a five-year-old as I write them down secretly in my notebook so that I can look them up on Wikipedia when I get home later”.

“For me impostor syndrome is a feeling of being well out of your depth. Internally you know you’re not experienced enough or qualified enough to justify being there. Yet you are there. And you have to figure a way out because you can’t just get out.”

The Australian Financial Review‘s 2017 Rich List named Mr Cannon-Brookes, 37 and a Sydneysider, as the nation’s 17th most wealthy individual with a personal fortune of $2.51 billion. He co-founded Atlassian , a collaboration software company that helps teams organise, discuss and complete shared work. More than 68,000 organisations – including eBay, Twitter, Coca-Cola, Visa, BMW and NASA – use Atlassian’s products.

Mr Cannon-Brookes joked he had met his wife posing as an impostor.

A weekly commuter to San Francisco some years back, he was in the Qantas lounge when she approached mistaking him for somebody else. He did not disabuse her of her initial impression.

“Classic Aussie bullshit became some sort of forward movement and a phone number … a decade later she is my wife and we have four children,” he said.

Mr Cannon-Brookes thought most successful people “felt like frauds” but the key was to realise they were out of their depth and harness self-doubt as a force for good.

Recently, when South Australia had a power crisis he saw something on Twitter that Tesla thought it could solve the situation so he fired off some tweets only to see the media descend on him as “some sort of expert in energy”.

At the time, he said, he did not know the difference between a AA battery and 100 megawatt battery.

“A chronic case of  impostor syndrome … I remember thinking, ‘I’ve kind of started something here I can’t really get out. If I abandon the situation, I could set back renewables in Australia and maybe look like a complete idiot on Twitter’. All I could do was to not freeze and try to learn,” he said.

He ended up brokering talks between Tesla boss Elon Musk, South Australian Premier Jay Weatherill and PM Malcolm Turnbull on the nation’s energy shortages.

Henry Sapiecha

 

Ex-NAB planner banned after stealing $2.3 million, another fights ban

A former NAB financial planner has been permanently banned from the industry after pleading guilty to misappropriating $2.3 million from a client who worked as a nurse.

Patrick Simon Mitchell, of Tasmania, was sentenced to eight years’ jail in March after being convicted of 25 counts of stealing in the Supreme Court of Tasmania.

The charges relate to money stolen through 25 separate transactions from a nurse who had accumulated the funds through inheritance and careful savings, the court heard.

The funds were moved out of her account over four years, during which time Mitchell was a representative of NAB’s subsidiary, MLC.

The Australian Securities and Investments Commission said the ban was effectively immediately.

“ASIC will act to remove people from the financial services industry who act dishonestly and breach the trust of their clients,” ASIC deputy chairman Peter Kell said.

Approached for comment, NAB issued a statement from Garvan Financial Planning, the MLC subsidiary in which Mr Mitchell worked, saying it had alerted police and ASIC to the matter.

“Advisers must do the right thing by their customers at all times, but this was not the case for Mr Mitchell,” Garvan General Manager Matthew Fogarty said.

 

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Mr Fogarty said Garvan was working with the victim to help compensate her.

It comes as the corporate regulator fights to reinstate another ban on a separate ex-NAB financial planner in the Federal Court in Melbourne.

Gerard McCormack, of South Melbourne, was banned for five years by the regulator last year after being embroiled in a case of “mistaken identity” in which he assisted a client forge false withdrawal forms worth $275,000.

Fairfax revealed in January that Mr McCormack instructed his client John Wright to forge his own signature in order to obtain the $275,000, which Mr McCormack believed belong to him but in fact belonged to another John Wright.

Mr McCormack tried to fix the problem without alerting authorities but was banned by ASIC in March last year for misleading and deceptive conduct.

The Administrative Appeals Tribunal overturned the ban in December, deeming Mr McCormack did not have ill intent and did not benefit financially from the conduct.

In an appeal of the AAT’s decision, ASIC told the court Mr McCormack’s case, although bizarre, warranted serious consequences.

“The tribunal hasn’t looked at the conduct, it has looked at the circumstances,” ASIC’s counsel said.

It said Mr McCormack’s conduct was dishonest and that his banning was necessary to promote confidence in the financial sector.

“This is someone, a financial planner, who has deliberately deceived,” counsel said.

Mr McCormack’s lawyers told the court his behaviour was “genuine but misguided”.

“What separates honest and dishonest conduct is the intent,” barrister Rachel Ellyard said.

The AAT overturned ASIC’s ban on Mr McCormack in December, following Mr McCormack’s application for review.

While finding that Mr McCormack did breach the Corporations Act, it found that Mr McCormack’s concern was “solely for that of his client”.

His lack of financial gain and perfect disciplinary record prior to the incident was also taken into account.

Justice David O’Callaghan reserved judgment in the matter.

NAB would not comment on Mr McCormack’s case as the matter was before court.

www.crimefiles.net

www.scamsfakes.com

Henry Sapiecha